Retirement Plan

Once you have some idea of what your retirement needs might be, and the retirement savings options available to you, you can start outlining your investment plan using mutual funds. The strategy you choose for developing a retirement portfolio should be based on a variety of factors. You need to carefully consider: All those headings

• The amount of time you have to achieve your goal.
• The level of risk you are comfortable with your investment
  
• The amount of money available to invest for retirement.
• The amount of money available for other basic goal
  
• How much time and effort do you want to manage Your investment
  

You need to develop a retirement strategy that fits your personal investment philosophy and stage of life. While no two portfolios are exactly alike, the model retirement portfolios provided in the Model Portfolio section should help you assess how to allocate your investments among various types of Mutual funds within general investment categories.