Retirement Plan

Banking is just a part of life. Unless you keep all your cash locked up in a safe at home, you probably use a bank to hold on to most of your money. But not only do banks hold our money, but they provide a lot of useful services such as writing checks, offering ATM and debit cards, savings accounts, and even online bill payments. But these services aren't always free.

Even when a bank does offer free services, there are still many little events that can trigger small bank fees. Using an out of network ATM can cost you a few dollars. Having your balance in your account drop below a certain limit may trigger a monthly service fee. And obviously, overdrawing your account or writing a bad check can be costly.

While the fees may not always be large, if they happen frequently it can really start to add up. A few dollars here and there could end up costing you $20 each month or more.